HLV / Insurance Need

X-A · X-B · XVII

Determine optimal life insurance cover using the Human Life Value method.

Estimate life cover using the Human Life Value (income-replacement) method.

Annual income (₹)

Self expense %

Real discount rate (%)

Years to retirement

Related reference

Human Life Value (HLV), insurance premium components, and KYC-Aadhaar-PAN identification rules.