20 Finance Calculators
Every formula you'll see on a NISM exam — built into a calculator. SIP, XIRR, capital gains, option Greeks, bond YTM, duration, and more.
Investing
SIP Future Value
Project the future value of a Systematic Investment Plan with monthly contributions and assumed CAGR.
V-A · V-B · X-A · XVIILumpsum Growth
Calculate compounded growth of a one-time investment over your investment horizon.
V-A · V-B · X-A · X-BRule of 72
Estimate how long it takes for an investment to double at a given annual rate.
V-A · V-B · X-AGoal-based SIP
Calculate the monthly SIP required to reach a financial goal in a given period.
V-A · X-A · XVIIXIRR
Compute the annualized internal rate of return on irregular cash flows (mutual funds, PMS, AIF).
V-A · XV · XIX · XXISWP Planner
Plan systematic withdrawals from a corpus and project longevity of the income stream.
X-A · XVIIRetirement Corpus
Estimate the corpus required to fund retirement expenses adjusted for inflation.
X-A · X-B · XVIITax
LTCG / STCG
Calculate long-term and short-term capital gains tax across equity, debt, and gold under post-23-Jul-2024 rates.
V-A · X-A · X-B · XV§54/54F/54EC
Plan capital gains exemption under sections 54, 54F, and 54EC by reinvesting in property or specified bonds.
X-A · X-B · XVIIOld vs New Regime
Compare income tax payable under old and new regimes including 87A rebate and surcharge.
X-A · X-B · XVIIDerivatives
Beta Hedge
Determine the number of index futures lots needed to hedge a portfolio using beta.
V-A · VIII · XVIBrokerage & STT
Compute STT, exchange fees, GST, stamp duty, and SEBI charges for equity and F&O trades.
VIII · XVI · IVFutures Margin
Estimate SPAN + exposure margin and effective leverage on equity, currency, and commodity futures.
VIII · XVI · XIIIOption Greeks
Compute Black-Scholes Delta, Gamma, Theta, Vega, and Rho for equity options.
VIII · XVI · XIX-EImplied Volatility
Solve for implied volatility using Newton-Raphson on the Black-Scholes pricing formula.
VIII · XVI · XIX-EOption Payoff
Visualize payoff diagrams for single and multi-leg option strategies including breakeven analysis.
VIII · XVI · I · IVFixed Income
Bond YTM
Calculate yield to maturity, current yield, and clean/dirty price of a bond.
V-B · X-B · XVBond Duration
Compute Macaulay duration, modified duration, convexity, and PV01 for fixed income securities.
V-B · X-B · XIXBond Price Sensitivity
Estimate bond price changes from yield shocks using duration-only and duration+convexity approximations.
V-B · X-B · XIX